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Two New Income ETFs – Listing Date: November 2, 2017 • First Trust Municipal High Income ETF (FMHI) ◦  Investor Guide  ◦  Press Release  ◦  Fund Information • First Trust SMID Cap Rising Dividend Achievers ETF (SDVY) ◦  Investor Guide  ◦  Press Release  ◦  Fund Information

The First Core is Integrity.  Most of the major violations of trust are violations of integrity.   Covey asserts that integrity is more than honesty. In addition to honesty, integrity is made up of three other virtues.

Congruency is when one acts according to his values. It is when there is no gap between what one intends to do and what one actually does.

Humility is the ability to look out for the good of others in addition to what is good for you. Covey says, “A humble person is more concerned about what is right than about being right, about acting on good ideas than about having the ideas, about embracing new truth than defending an outdated position, about building the team than exalting self, about recognizing contribution than being recognized for it.”

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